Bill Me Later is a credit line that’s built-in to your PayPal account. You can use Bill Me Later during PayPal checkout on eBay – and almost everywhere PayPal is accepted. Bill Me Later lets you pay for your purchases in 2 simple steps – just enter your birth date and the last 4 digits of your Social Security number and accept the terms. Approval takes only seconds. Set Bill Me Later as your preferred payment method and you’ll speed through PayPal checkout even faster. Bill Me Later is subject to credit approval and offered by Web Bank, Salt Lake City, Utah.